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Money Hack 3 useful tips for low income earners to survive in Lagos

For those who earn low income in Lagos, here are three tips to aid your survival in the ever busy Lagos city.

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3 useful tips for low income earners to surviving in Lagos play

Useful tips for low income earners to surviving in Lagos


The world’s largest human resource consulting firm, Mercer recently rated Lagos as the 13th most expensive city in the world.

Abuja is the next Nigerian city in the rating occupying the 20th position. This goes without saying, that Lagos is the most expensive city to live in Nigeria.

There is no doubt that the cost of living in Lagos is so high that living in Lagos is in itself a financial challenge for low-income earners. 

However, despite the daily challenges Lagos brings our ways,  it is still possible to live in this great city with a low salary. Here's how to go about it.

1. Have another source of income

Here are the current Naira exchange rates to major foreign currencies play


(Guardian Nigeria )

It is very difficult to survive in Lagos with one income source. Even high salary earners complain about living in Lagos let alone someone who earns less than 60k per month.

As a low-income earner, having two or three streams of income isn't a bad idea so long you can juggle them.

2. Avoid unnecessary spending

Impulsive spenders, these simple tips will help you avoid unnecessary spending play

Everybody seems guilty of shopping on impulse

(El Correo)

You really don't need to spend your money on things that won't fetch you more money as a low-income earner. Remember you are not making enough money already.

Spend on what you need and not what you want. Avoid impulse buying and don't ever try to be what you are not. Spend within your means and don’t go broke trying to look rich. If you spend your money anyhow, Lagos won't hesitate to treat you anyhow.

ALSO READ: 5 spending tips you need if you live on one income

3. Learn to go the distance

3 useful tips for low income earners to surviving in Lagos play

A street in Lagos


Transportation is one of the things Lagosians spend their money on the most. You can reduce the money you spend on this.

This is not to encourage anyone to trek a very long distance because you want to save and survive in Lagos. No!

What  I am saying basically is that you can save money if you choose to trek some trekkable distances rather than taking a tricycle or motorcycle.

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