• There are no fees when you transfer money to PayPal from your bank, and you can always send it back again.
  • PayPal does not require you to keep money in your account as long as your linked bank account works, but a PayPal account with easily accessible cash can simplify and speed up payments.
  • Visit Business Insider's homepage for more stories .

If you're like me and a lot of people these days, PayPal handles a lot of bills for you.

With Netflix , eBay , and various other services linked to a PayPal account, the fees are all handled automatically without having to do so much as click a link or tap on an app.

However, because I'm never exactly sure when a PayPal charge is coming, I always leave a cushion of cash in the account. I also like knowing that with cash in my account I can immediately send money if I have access to a phone or computer that has access to the web.

If you want to make sure you have access to immediate funds if you ever need it, pad your PayPal account by adding some money. Here's how.

How to add money to your PayPal account

1. Log into your PayPal account and click "Transfer Money" under your balance on the home page.

How to add money to PayPal
How to add money to PayPal
Steven John/Business Insider

2. On the next page, click "Add money to your balance."

How to add money to PayPal
How to add money to PayPal
Steven John/Business Insider

3. Enter the amount of cash you wish to transfer from your bank, then hit "Add."

How to add money to PayPal
How to add money to PayPal
Steven John/Business Insider

4. On the next page, click "Add $ (XXX amount)" to complete the transfer.

How to add money to PayPal
How to add money to PayPal
Steven John/Business Insider

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