Palmpay USSD Code: Commands List To Check Balance, Transfers, Airtime, and More

Mobile banking has become part of everyday life in Nigeria, and Palmpay has become one of the leading apps. While the Palmpay app services can easily be accessed using a smartphone, not everyone always has a smartphone or data. This is where the Palmpay USSD code is helpful. 

With only a few commands, you can perform your transactions without the need for the internet.

What is the PalmPay USSD Code?

The Palmpay USSD code is a simple method for clients to access banking services without an internet connection or a smartphone. It is secure, quick, and works on any type of cell phone. If you are trying to send money, buy airtime, or check your balance, the USSD option is quick and easy. The official Palmpay USSD code is *861#.

Benefits of Using the Palmpay USSD Code

• It is accessible on any phone, be it a basic or a smartphone.

• No internet required.

• You can access your account at any time of the day or night.

• Ideal for rural users or low network coverage areas.

Entire List of Palmpay USSD Commands

With *861#, you can access several Palmpay services. Here's an extensive list of what you can do:

1. Check Account Balance

• To check your balance, dial 8615# OR,

• Select the option of "Check Balance."

• Enter your PIN for verification

• Your account balance will be displayed instantly.

2. Money Transfers

   To transfer money to another Palmpay member or a bank account, dial 8611#

OR

• Select "Transfer."

• Select either "Palmpay Account" or "Other Bank Account"

• Enter the recipient's account number

• Enter the amount

• Verify using your PIN

Transfers are made instantly, and you will receive a confirmation SMS.

3. Buy Airtime for Yourself: To recharge your own mobile number, dial 8612# It will be credited to your line.
   

4. Buy Airtime for Others: To recharge someone else's phone number, dial 8612*Amount*10 digits phone number. This feature is handy for gifts or support to loved ones and friends.
   

5. Fund Betting Accounts: You can also recharge your betting wallets like Bet9ja, NairaBet, and others via Palmpay USSD, by dialing 8614#

OR

• Select "Betting"

• Select a betting platform

• Enter your PIN and amount

• Approve the transaction using your PIN

6. Change or Reset PIN: If your PIN is being hacked, simply reset it by dialling *861#.

• Select “Password."

• Select “Change/Reset Password.

Ensure your new PIN is secure but not too hard to remember.

Requirements for Using Palmpay USSD Code

In using Palmpay USSD services, you need:

• A registered phone number with your Palmpay account

• Active Palmpay account

• 4-digit safe PIN for identification

If you don't have an account, you can create one easily through the Palmpay app.

Palmpay USSD Code Fees

Palmpay will charge you N10 to access the USSD features. Also, money transfers and payment of bills may attract charges depending on the nature of the transaction. 

Always make sure you verify the fees displayed before approving a transaction.

Is Palmpay USSD Safe to Use?

Yes, Palmpay USSD services are safe. Make sure that:

• You do not share your PIN with anyone.

• Check the recipient's details before accepting transfers.

• Do not use USSD services on public Wi-Fi (if using a smartphone).

• Always log off securely and review your account from time to time.

Troubleshooting Common Palmpay USSD Issues

1. USSD Code Not Working:

• Ensure you dial the correct code *861#.

• Make sure there is a good network signal.

• Ensure your phone number is registered with Palmpay.

2. Transactions Not Processing:

• Check the account balance.

• Check for network outage.

• Wait for some time and try again.

3. Password Forgotten:

   Use the "Change/Reset Password" option or contact Palmpay customer care for assistance.

If you want to get straight to the point, here are other codes that can serve you;

• Data Bundle - 8613#

• Transaction History - 8616#

• ATM Card - 8617#

• Query Orders by Order No - 86111#

• Password Setting - 86111#

Palmpay USSD code *861# makes banking easy to access anywhere, efficient, and convenient for everyone without an internet connection. From balance to sending money, buying airtime, to paying bills, Palmpay has made daily transactions easier to perform.

Integrate Palmpay USSD code into your day-to-day transactions and enjoy easy, convenient, and hassle-free banking.