You need to have a financial to-do-list to plan the the things you want to get done concerning your finance.

Here are three major things to have in your financial to-do-list.

1. Do a review of your finances and calculate your net worth

The first thing to do in your financial to-do-list is to do a review of personal finance, calculate and know your net worth.

You need to know how you have done financially. Did you do well with your finances, how can you improve on it, what should cut out of your expenses.

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Then you also need to calculate your net worth. Knowing your net worth would help you set the right financial goals and also financial plan.

You need to keep track of your expenses regularly. Doing this would help you calculate your net worth better.

2. Set financial goals

Another thing you need to do in your financial to-do-list is to set financial goals.

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You need to set short-term and long-term financial goals. Setting financial goals keeps you focused on achieving your goals, keeping your eye on the prize.

3. Creating up a budget

This is one of the important and major things you need to have in your financial to-do-list. You need to set up a budget.

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After setting your financial goals, the next thing to do is create a budget.

Budgeting helps you to curb your excessive spending and keep track of your expenses which would make it easier for you to achieve your financial goals.