According to the Lagos Sector Commander, Mr Hyginus Omeje, this reduces the "indiscipline" that occurs because of the “absence of insurance cover” on most vehicles involved in Road Traffic Crashes(RTC).

“In the last three years, thousands have died or suffered from physical or mental disability from road crashes. In 2013, a total of 367 accidents were recorded, with 1,030 injured and 115 dead. In 2014, 323 accident cases, recorded 707 injured persons and 106 deaths, while a total of 289 accidents recorded between January to September 2015, left 642 injured and 82 deaths.

Each time a crash occurs, the victims go uncompensated as a result of ignorance of their rights to same by the insurer.

A will say you are not moving the vehicle. B will also disagree with moving the vehicle, forgetting that a minute of obstruction can cause people hours in gridlock."

He also urged people to take insurance seriously because it goes against Section 139 (1) of the National Road Traffic Regulation, 2012.

In light of the above, the FRSC has embarked on an awareness campaign, where he was supported by the President of the Insurance Awareness &Advocacy Group, (IAAG Nigeria),  Mr Indongesit Mbat.

While noting that insurance does not stop accidents, Mbat said it would provide benefits to the affect road user(s).

“Insurance brings succour in case of any accident, either on a comprehensive basis or to an innocent third party. Passengers have a limited cover in case of accidents even in the case of third party. A commercial operator could therefore expand the cover of the instrument to give more reliefs to his passengers."