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Harvard, Stanford, and 25 other colleges that are worth the money

Some of these colleges might be pricey, but you'll more than make up the cost after you graduate.

When choosing a college, it doesn't hurt to consider the potential return on your investment in an education.

A college education is a big investment of both time and money. All you can do is choose the right program, work hard, and hope it pays off.

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And while students should think long and hard about where they'll be happiest, with average student loan debt hovering around $37,000, students and parents can't afford not to consider earning potential post-graduation, as well.

As it turns out, some schools are doing a much better job of setting their students up for success in the job market than others.

All data used to produce PayScale's Return on Investment Package was collected from employees who successfully completed PayScale's employee survey. To calculate the ROI, PayScale looked at the investment in each college, which includes the cost of attending, as calculated by the cost for a graduate in 2016, on and off campus — and then looked at the 20-year return for each college, which is how much a graduate can expect to make over 20 years, minus the price of college.

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See the full interactive list here, and keep scrolling for the top 27 colleges for your money. The "total cost" and "20 year ROI" figures are for students who live on campus.

27. New Jersey Institute of Technology (in-state)

Type of school:

Total cost: $131,000

Net 20 year ROI: $688,000

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Graduation rate: 59%

26. Harvard University

Type of school: Private

Total cost: $244,000

Net 20 year ROI: $700,000

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Graduation rate: 98%

25. Massachusetts Maritime Academy (out-of-state)

Type of school: Public

Total cost: $151,000

Net 20 year ROI: $712,000

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Graduation rate: 70%

24. Missouri University of Science and Technology (in-state)

Type of school: Public

Total cost: $87,400

Net 20 year ROI: $713,000

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Graduation rate: 63%

23. Maine Maritime Academy (in-state)

Type of school:

Total cost: $100,000

Net 20 year ROI: $725,000

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Graduation rate: 70%

22. Babson College

Type of school: Private

Total cost: $246,000

Net 20 year ROI: $726,000

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Graduation rate: 90%

21. University of California at Berkeley (in-state)

Type of school: Public

Total cost: $136,000

Net 20 year ROI: $732,000

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Graduation rate: 91%

20. Rose-Hulman Institute of Technology

Type of school: Private

Total cost: $232,000

Net 20 year ROI: $738,000

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Graduation rate: 78%

19. Kettering University

Type of school: Private

Total cost: $208,000

Net 20 year ROI: $743,000

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Graduation rate: 57%

18. Georgia Institute of Technology (out-of-state)

Type of school: Public

Total cost: $174,000

Net 20 year ROI: $746,000

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Graduation rate: 82%

17. Worcester Polytechnic Institute

Type of school: Private

Total cost: $235,000

Net 20 year ROI: $752,000

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Graduation rate: 85%

16. Stanford University

Type of school: Private

Total cost: $247,000

Net 20 year ROI: $761,000

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Graduation rate: 95%

15. Princeton University

Type of school:

Total cost: $231,000

Net 20 year ROI: $764,000

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Graduation rate: 97%

14. Massachusetts Maritime Academy (in-state)

Type of school: Public

Total cost: $89,900

Net 20 year ROI: $773,000

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Graduation rate: 70%

13. California State University, Maritime (out-of-state)

Type of school:

Total cost: $133,000

Net 20 year ROI: $781,000

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Graduation rate: 54%

12. Stevens Institute of Technology

Type of school: Private

Total cost: $244,000

Net 20 year ROI: $800,000

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Graduation rate: 82%

11. Colorado School of Mines (out-of-state)

Type of school: Public

Total cost: $188,000

Net 20 year ROI: $818,000

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Graduation rate: 76%

10. Georgia Institute of Technology (in-state)

Type of school:

Total cost: $96,200

Net 20 year ROI: $824,000

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Graduation rate: 82%

9. California State University, Maritime (in-state)

Type of school:

Total cost: $87,500

Net 20 year ROI: $826,000

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Graduation rate: 54%

8. Webb Institute

Type of school:

Total cost: $209,000

Net 20 year ROI: $854,000

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Graduation rate: 91%

7. SUNY — Maritime College (out-of-state)

Type of school: Public

Total cost:

Net 20 year ROI:

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Graduation rate:%

6. California Institute of Technology

Type of school:

Total cost: $240,000

Net 20 year ROI: $864,000

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Graduation rate: 92%

5. Colorado School of Mines (in-state)

Type of school:

Total cost: $123,000

Net 20 year ROI: $883,000

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Graduation rate: 76%

4. SUNY — Maritime College (in-state)

Type of school:

Total cost: $92,300

Net 20 year ROI: $895,000

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Graduation rate: 47%

3. Massachusetts Institute of Technology

Type of school:

Total cost: $240,000

Net 20 year ROI: $959,000

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Graduation rate: 91%

2. Harvey Mudd College

Type of school:

Total cost: $260,000

Net 20 year ROI: $962,000

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Graduation rate: 90%

1. United States Merchant Marine Academy

Type of school:

Total cost: $33,100

Net 20 year ROI: $1,056,000

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Graduation rate: 72%

Jacquelyn Smith contributed to a previous version of this story.

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