5 budget apps you should be using to control your spending habits

Having a budget plan has proved to be one of the best ways to control expenses, but your spending habits may not let you save if youre not disciplined enough.

One of the reasons why some people make poor financial decisions is because they don't make budget for their expenses. However, having budgeting applications on your smartphones could save you from constantly borrowing money from your colleagues before the end of the month.

As long as you have a smartphone, Android or iPhone, budgeting will never be an issue again, just get your phone and download one of the five best budget apps below.

1. Mint Budgeting App

This app is one of the budgeting apps you can find for budgeting because it does the budgeting itself. Once you connect this app to your bank account, it uses your details to help create a personalized budget.

The Mint Budgeting App also helps you to identify your expenses to enable you to make an adjustment in your spending.

2. Pocket Guard Budget App

Like Mint Budgeting App, this app also connects directly to your bank accounts and allows you to access your transactions and balance.

This app also helps you to analyse your spending; shows you how much you have spent from your income and how much you have left in your pocket.

3. Wally

Wally is that budgeting app that helps you manage your personal finances. With this app, you can take control of your money; balance your income and expenses; understand where your money goes and also help you set and achieve your financial goals seamlessly. This app is free and is available on iPhone and Android.

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4. Level Money

For those who make a budget but falters at sticking to their plans, this is a good app to download.

Level Money helps you to stick to your budget as it detects your income and expenses and then shows you what you can spend from it.

This app also helps you to figure out how to save for bigger purchases like vehicles and houses; and like many other budgeting apps, you can connect Level Money to your account. Level Money is also free and available on iPhone and Android.

5. Unsplurge

Unsplurge is an app that helps in saving up for a specific goal. For instance, when you plan to save to buy a new car or the latest mobile, this app can help track your progress and gives you visual incentives to keep saving till you attain your goal.

Unsplurge is also free but only available on iPhone.